Please read these Terms of Use carefully. By accessing this website and any pages hereof, you are indicating that you have read, acknowledge and agree to be bound by these Terms of Use. PGW Financial Services Pty Ltd (PGW) holds a financial services licence (ABN 15 123 835 441 AFSL 384 713). 

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The information in this site has been prepared in accordance with Australian law for the supply of goods and services. This notice and the information in this site and all matters relating to either are governed by and are to be construed according to the laws applicable in the State of South Australia, Queensland and the Commonwealth of Australia ("Australian law"). The information may not satisfy the laws of any other country. It is not directed at people in any other country and should not be relied on by people in any country other than Australia. The information in this site is current at the date of publication but may be subject to change.

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PGW reserves the right, in its sole discretion, without any obligation and without any notice requirement, to change, improve or correct the information, materials and descriptions on this website and to suspend and/or deny access to this website for scheduled or unscheduled maintenance, upgrades, improvements or corrections. The information and materials on this website may contain typographical errors or inaccuracies. 

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All right, title and interest in this website and any content contained herein is the exclusive property of PGW, except as otherwise stated. Unless otherwise specified, this website is for your personal use only and you may print, copy and download any information or portion of this website for your personal use only.

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PGW may process personal data as part of and/or in connection with your access and/or use of this website. This includes using cookies and similar technology to collect information about your use of our website and your preferences. By accessing or using this website you consent to PGW processing personal data and using cookies as further detailed in our privacy policy located in the footer. You acknowledge and agree that if you choose to reject our cookies, some or all parts of the website may not function properly or may not be accessible.

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This website may contain links to third party websites. These links are provided only as a convenience. The inclusion of any link is not and does not imply an affiliation, sponsorship, endorsement, approval, investigation, verification or monitoring by PGW of any information contained in any third party website. In no event shall PGW be responsible for the information contained on that site or your use of or inability to use such site. 

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